Long Term Care Insurance
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.
Due to illness or injury, you will probably need long-term care at some point in your life. Long-term care is necessary when you can no longer perform the daily tasks of life. For example, someday you may need help bathing or getting dressed, or you may need help doing other necessary daily living tasks. Long-term care is often associated with nursing homes, but much of the long-term care provided today is actually provided at home, in residential living communities, or in some cases, in hospitals. This type of long-term care can be very expensive.
Long Term Care Insurance
Long-term care insurance is insurance which pays for the nurses, doctors and facilities providing the care you need. Long-term care insurance is available through private insurance companies. Some insurance companies even specialize in long-term care insurance. You can obtain a long-term care insurance quote from virtually any local or national long-term care insurance company. You can also obtain a long-term care insurance quote from many long-term care insurance companies online. Long-term care insurance prices may vary based on your individual circumstances. If you consult with a long-term care insurance company, they will be able to tell you which long-term care insurance plan best fits your needs.
